2019 Medicare Value (HMO)

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Plan Overview

Monthly Premium $25
Medical Out-of-Pocket Maximum $6,700
Office Visits $25
Specialist Office Visits $45
Inpatient Hospital $350 per day for days 1-5 per admission
Inpatient Hospital Maximum $5,250
Outpatient Surgery 1 $400
Skilled Nursing Facility (SNF) 1 Days 1–20: $0 copay per day
Days 21–50: $170 copay per day
Days 51–100: $0 copay per day
Teladoc Virtual Doctor Visits $30
Urgent Care $50
World Wide Emergency Room (ER) $90
Ambulance $175
Outpatient Rehabilitation (PA after 25 visits) 2 $40
High Cost Imaging $250
Lab Work / X-rays $25 Labs / $25 X-rays
Durable Medical Equipment and Prosthetics 1 20% coinsurance

Additional Benefits

Preventive Hearing Exam 4 $45
Hearing Aid Benefit - TruHearing ® 5 $699 copay per aid for Advanced Aids
$999 copay per aid Premium Aids
Preventive Vision Exam - EyeMed ® 3✝ $0
Dental Services Allowance 3 $250 per year
Fitness Center / Weight Watcher ® / Safety Items /
Over-the-Counter Allowance / Acupuncture /
Activity Tracker 3
$150 per year
Wig Allowance (if on chemotherapy) 3 $350 per year

Pharmacy

Initial Coverage: Up to $4,020 in Drug Costs

Tier Type Deductible Copay
Tier 1 Preferred Generic $0 $4 retail / $8 mail-order
Tier 2 Generic $0 $10 retail / $20 mail-order
Tier 3 Preferred $320 $45 retail / $90 mail-order
Tier 4 Non-Preferred $320 $95 retail / $285 mail-order
Tier 5 Specialty $320 26%

Additional Coverage Information

Coverage Type Details
Coverage Gap: Over $3,820 in Drug Costs; Up to $5,000 in Out-of-Pocket Costs 37% of the costs for generic. Brand name drugs, you pay 25% of the price or the Health New England negotiated price, whichever is lower
Catastrophic Coverage: Over $5,100 in Out-of-Pocket Costs $3.40 for Generics and $8.35 for all other drugs; or 5% coinsurance

Plan Documents

$25.00


per month

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1Some services require prior authorization (PA). Our network providers know what we cover under your benefit plan. They also know what requires prior authorization and will request approval from Health New England on your behalf. For a complete list of services that require prior authorization, refer to the summary of benefits.

2PA after visit 25 or if services are rendered in a SNF as an outpatient benefit when member is a resident of the SNF.

3Health New England additional benefits include allowances that must be used within the one or two calendar year period, as well as other additional benefits. Refer to the Summary of Benefits or call Member Services if you have questions about what items and services are covered.

4You must see a TruHearing® provider to use this benefit. Other providers are available in our network. Please note, hearing aids purchased through other providers are not covered.

5Mail-order: During the coverage gap stage, for the Health New England Premium (HMO) plan, preferred generics are covered at $8 for a three month supply. Non-preferred generics are covered at 44%, and Preferred and Non-Preferred Brands are covered at 35% of the price or the Health New England negotiated price, whichever is lower. For the Plus plan and the Value plan, standard coverage gap cost-sharing applies. During the catastrophic coverage stage, standard catastrophic coverage applies for all plans.

This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments, and restrictions may apply. Benefits, premiums and/or copayments/co-insurance may change on January 1 of each year.

You must continue to pay your Medicare Part B premium.